Tomorrow at 10 AM Apple will begin it's invitation-only press event at their Town Hall. The invitation reads, "Get a sneak peak into the future of iPhone OS" with a large shadow of the number four alluding to iPhone OS 4.0. Rumors are running rampant as usual, so I took some time to gather the major rumors for Prediction. I don't have time to build the PDF scorecard like I did for the iPad announcement, but hopefully you won't need it because I've decided to make the iPhone app free! So go get the app and have fun!